PRIVACY POLICY


Effective Date: May 2, 2025


This Privacy Policy outlines how Financial Dynamics ("Company," "we," "us," or "our") collects, uses, discloses, and safeguards your information when you visit our website https://www.financial-dynamics.biz and use our services. Please read this notice carefully to understand what we do with your personal information. If there are any terms in this Privacy Policy that you do not agree with, please discontinue use of our services.

 


1. WHAT INFORMATION DO WE COLLECT?

We collect personal information that you voluntarily provide to us when you register on the website, express interest in obtaining information about us or our services, or when you otherwise contact us. The personal information we collect depends on the context of your interactions with us and the services you use. This information may include:

  • Names
  • Email addresses
  • Phone numbers
  • Mailing addresses
  • Contact preferences
  • Other similar information


We do not process sensitive personal information.

 


2. HOW DO WE PROCESS YOUR INFORMATION?

We use personal information collected via our website for a variety of business purposes, including:

  • To respond to inquiries and provide support
  • To send administrative information such as updates or policy changes
  • To protect our services, including fraud monitoring and security
  • To enforce our terms, conditions, and policies


We only process your information when we believe it is necessary and we have a valid legal reason (i.e., with your consent, to comply with laws, or to fulfill a contract with you).

 


3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

We may share your information with trusted service providers and contractors who perform services on our behalf and require access to such information to carry out their work. Examples include hosting services, email delivery, customer service, and marketing assistance. These parties are required to maintain the confidentiality of your information.

We do not sell or share personal information with third parties for marketing purposes.

 


4. HOW LONG DO WE KEEP YOUR INFORMATION?

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless otherwise required by law. When we have no ongoing legitimate business need to process your personal information, we will delete or anonymize it.

 


5. HOW DO WE KEEP YOUR INFORMATION SAFE?

We use administrative, technical, and physical security measures to protect your personal information. While we do our best to safeguard your data, no electronic transmission or storage method can be guaranteed 100% secure. Therefore, we cannot promise or guarantee that hackers, cybercriminals, or unauthorized third parties will not be able to defeat our security.

 


6. DO WE COLLECT INFORMATION FROM MINORS?

We do not knowingly collect data from or market to children under 18 years of age. By using the website, you confirm that you are at least 18 years old or that you are the parent or guardian of a minor and consent to such minor dependent’s use of the website.

 


7. WHAT ARE YOUR PRIVACY RIGHTS?

You have rights under certain data protection laws in the U.S., especially if you are a resident of California. These may include:

  • The right to request access to the personal information we have collected about you
  • The right to request correction of inaccuracies
  • The right to request deletion of your data
  • The right to withdraw consent
  • The right to non-discrimination for exercising your privacy rights


To exercise any of these rights, contact us at:
Email: eeplans@sbcglobal.net
Mail: Financial Dynamics, 2331 Grenoble Drive, Lodi, CA 95242

 


8. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature. Because there is no uniform technology standard for recognizing and implementing DNT signals, we do not currently respond to them.

 


9. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

Yes. If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) and other applicable laws.


Categories of Personal Information Collected in the Past 12 Months:


   A. Identifiers

Real name, alias, postal address, phone number, email address, IP address - Yes

   B. Customer Records

Name, contact info, employment history, financial info - Yes

   C. Protected Classification Data

Gender, age, ethnicity, marital status - Yes

   D. Commercial Information

Purchase history, financial transactions - Yes

   E–L.

Biometric, geolocation, sensory data, inferences, and sensitive personal info - No

 

We collect personal information directly from you, through interactions such as:

  • Customer support
  • Surveys or contests
  • Providing services


We do not sell or share personal information, nor have we done so in the past 12 months.


Your California Privacy Rights:

  • Right to know what personal data we collect
  • Right to access and delete your data
  • Right to correction
  • Right to opt out of sharing for targeted advertising or profiling
  • Right to limit use of sensitive data
  • Right to non-discrimination for exercising your rights
  • Right to know categories of third parties to whom we’ve disclosed data


You may authorize an agent to submit a request on your behalf. We may request proof of identity and authority.


“Shine the Light” Law:

California Civil Code § 1798.83 allows California residents to request details about personal information disclosed to third parties for direct marketing purposes. We do not disclose personal information for these purposes. To make such a request, contact us using the information below.

 


10. DO WE MAKE UPDATES TO THIS NOTICE?

Yes. We may update this Privacy Policy from time to time. Changes will be indicated by a revised "Effective Date" at the top of this page. Material changes may also be communicated via prominent notice or direct communication.

 


11. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or concerns about this Privacy Policy or the way your data is handled, please contact us.


Email: eeplans@sbcglobal.net
Mail: Financial Dynamics, 2331 Grenoble Drive Lodi, CA 95242

 


12. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

You may submit a request to review, update, or delete your personal information at any time by contacting us using the methods listed above. Upon receiving your request, we will verify your identity and respond in accordance with applicable laws.